Life Insurance - Basic and AD&D

  • Basic Life Insurance and AD&D Complete Coverage Information

    Basic Life Insurance and AD&D (Accidental Death and Dismemberment) Insurance: DPS automatically provides Basic Life Insurance to all active, benefits-eligible employees at no cost to them through MetLife. The coverage amounts are as follows:

    • Full-time employee Basic Life Coverage: 2x your annual earnings, a maximum of $300,000
    • Full-time employee AD&D coverage: 2x annual earnings, a maximum of $300,000
    • Part-time benefits-eligible employee Basic Life coverage: $2,500

    *Please note that coverage amounts begin to reduce at age 65.

    Grief Counseling services are provided by LifeWorks US Inc. and are included as part of the MetLife Basic and Optional Life products. For additional information, review the MetLife Grief Counseling Information Sheet.

    Supplemental Life Insurance: Full-time DPS employees have the option to purchase MetLife Supplemental Life insurance for yourself, your spouse, and/or your dependent children. This is in addition to the Basic Life and AD&D insurance provided by DPS to benefits-eligible employees. 

    Will Preparation, with in-person assistance, is also provided complimentary with optional life insurance through Wills Center and is an online service.

Enrolling in Life Insurance

  • You can enroll in optional Life Insurance during your annual benefits elections on the enrollment site. DPS automatically enrolls eligible employees in basic life insurance - you only need to take action for additional, optional life insurance or if you are not eligible for basic life through DPS. Check for more information. 

    OE Dates

    Open Enrollment is April 18 - May 6 and every benefits eligible employee must take action by enrolling or waiving their benefits or you will be auto-enrolled in the Aetna 3500 or MotivHealth CDHP plan and a Health Savings Account (HSA). Go to Open Enrollment for updates, resources, and learning opportunities.


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