DPS team members have exclusive access to discounts on local and national popular brands, retailers, and services through Beneplace. Log in or create an account to access discounts on:

• Cell phone services
• Dining & groceries
• Electronics
• Entertainment
• Travel
• Insurance
• Sports & outdoor products
• And So Much More!

DPS is excited to share a down payment assistance opportunity, made possible thanks to a partnership with Landed - a San Francisco-based startup that helps essential professionals buy homes; and Ben and Lucy Ana Walton of Zoma Foundation, who have generously provided a $5 million philanthropic investment to help educators in Denver purchase homes. These organizations know Denver has become a challenging place to purchase a home, and they want to support DPS team members in buying a home in the community they serve. As of May 2019, Landed has held over 500 conversations with DPS educators, and 20 DPS educators have purchased a home with Landed. Read about Landed's First Year in Colorado.

How It Works
The opportunity provides half of the 20% down payment on a home, up to $70,000 per household, to be paid back in the future. The assistance is available to all full-time employees who have worked in public education for at least two years, anywhere in the country. Participants do not have to be first-time home buyers to take advantage of this opportunity, and there are not any explicit restrictions on the home purchase location. Purchased homes must be used as a primary residence.
Landed is a co-investment and not a loan or grant. When the homebuyer refinances or sells the home to end their partnership, Landed is paid back the original down payment funding plus 25% of any gain in the home’s value. If the home is sold and has lost value, then Landed shares in that loss as well, just like any true co-investment partner. View this step-by-step guide to learn more about how Landed works.

Questions?
Landed has numerous resources available on their blog and website. Feel free to reach out to Landed at hi@landed.com for more information.

The DESCI Community Housing Fund provides rent assistance to low-income DPS employees, retirees, or members of their immediate families who are low-income. The rent assistance is a flat $300 per month unless the rent is less than $300 per month. The applicant may not be renting from a family member.

Questions?
For more information, please visit The Denver Educational Senior Citizens, Inc, or call 303-300-1790 ext. 126