Basic, AD&D, and Optional Life Insurance

  • Basic Life Insurance and AD&D (Accidental Death and Dismemberment) Insurance: DPS automatically provides Basic Life Insurance to all active, benefits-eligible employees at no cost to them through MetLife. The coverage amounts are as follows:

    • Full-time employee Basic Life Coverage: 2x your base annual earnings, a maximum of $300,000
    • Full-time employee AD&D coverage: 2x base annual earnings, a maximum of $300,000
    • Part-time benefits-eligible employee Basic Life coverage: $2,500

    *Please note that coverage amounts begin to reduce at age 65.

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    Grief Counseling services are provided by LifeWorks US Inc. and are included as part of the MetLife Basic and Optional Life products. For additional information, review the MetLife Grief Counseling Information Sheet.

    Supplemental Life Insurance: Full-time DPS employees have the option to purchase MetLife Supplemental Life insurance for yourself, your spouse, and/or your dependent children. This is in addition to the Basic Life and AD&D insurance provided by DPS to benefits-eligible employees. 

    Will Preparation, with in-person assistance, is also provided complimentary with optional life insurance through Wills Center and is an online service.

     

  • How to Enroll

    You’ll be prompted to sign up as you go through the benefit enrollment process

    *Please note a full Evidence of Insurability (proof of good health) process is required by MetLife for amounts elected during new hire enrollment and open enrollment in excess of $100,000 of coverage for employees and $20,000 for spouses.

  • How to Access

    Your coverage information can all be found on MetLife’s site. Here are instructions to register your account. You can also make changes to beneficiaries or enroll in additional benefits through MetLife. 

    Beneficiaries: You can add a beneficiary on the MetLife site. Follow these instructions to add your beneficiaries and complete your account.

  • Who to Contact

    MetLife: Visit www.metlife.com or call 1-800-638-5433

  • How do you submit a life insurance claim?

    To submit a claim, review the MetLife Life Insurance Claim Kit or contact Employee Services.

  • Is the Will Preparation included with Basic Life and Supplemental Life Insurances?

    No, the will preparation service is only included when enrolled in the optional, supplemental life insurance coverage.

  • How do I add or change my life insurance beneficiaries?

    To update beneficiary information, go to MetLife MyBenefits Account Sign In - Beneficiary Designation

    *If you are retired: Call MetLife first at 1-866-492-6983

  • Do I have to enroll in additional/optional life insurance for myself to enroll my spouse or kids?

    Yes, you must purchase voluntary coverage for yourself in order to purchase coverage for your spouse and/or dependents.

  • How do I login in to the MetLife website?

    For more information on registering your account, view these instructions. You can also call MetLife 24/7 if you need assistance.

CONTACT


  • Benefits
    1860 Lincoln Street, 9th Floor
    Denver, CO 80203
    Employee Benefits Mailbox: emailbox@dpsk12.net

    Site Manager
    Kim Crouch